Debtor FAQ's
Are spouses required to file for bankruptcy together?
There is no law about who must file. The decision should be made
based on the debt, credit and personal situations. Here are a few
quick examples:
- If all of the debt is in the name of only one spouse only that
spouse need file.
- If all debt is joint and you want a Chapter 7 discharge both
should file.
- If the goal is stopping a foreclosure with a Chapter 13 only
one spouse need file. Make sure that the filing spouse is named in
the title to the home.
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